Terms And Conditions

Please read the following terms and conditions carefully. Your use of this website constitutes your agreement with the terms and conditions set forth below. These terms and conditions may be changed or updated at any time. You are responsible for reviewing them periodically for current information.


The materials and services on this website are provided "as is" and for information purposes only. We make no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes. We disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability or fitness for a particular purpose or non-infringement of other's rights. We do not warrant that the website will operate error free or is free from viruses, worms, Trojan horses, or other destructive or harmful code. We make no representation or warranty that all products and services are available in all locations.


In no event shall we be liable to you for damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, lost profits or damages resulting from lost data or business interruption, or punitive damages of any kind whatsoever that may result from your use of or inability to use this website or the materials or services provided on this website or the products or services received from this website.


Links from this site to an external site, unaffiliated with our company, may be provided for users' convenience only. We do not control or review these sites nor does the provision of any link imply an endorsement or association of such sites. We are not responsible for and make no representation or warranty regarding the contents, completeness or accuracy or security of any materials on such sites. If you decide to access such sites, you do so at your own risk.


You represent, warrant, and covenant that: (i) you have the legal capacity and authority to enter into this Agreement; (ii) all statements about your personal information are current, true and accurate; (iii) you will update your personal information if it becomes inaccurate; (iv) you will use the Website and other services in strict accordance with this Agreement and all applicable city, state, and federal government laws, regulations, and ordinances; (v) you will not infringe or misappropriate our intellectual property rights or other third parties; and (vi) you will not make material misrepresentations of fact or defamatory statements about people, services, products or goods.


To use the Website’s Services you must be 18 years of age or older at the time of use and mentally competent to agree to the Agreement and comply with its terms and conditions. This website is only intended for citizens and legal residents of the United States of America. Use by any other person is prohibited. When using this site, you must fill in all mandatory fields with true, accurate, complete and current information about yourself. We may suspend or terminate your use if it in its sole discretion suspects that your information is incomplete, inaccurate or untrue.


We respect the intellectual property rights of others and expect Users to do likewise. We comply with the provisions of the Digital Millennium Copyright Act (“DMCA”) and responds to allegations of copyright infringement in notices that comply with the provisions of the DMCA. As part of our DMCA compliance, we may take down, remove or disable access to allegedly infringing Website content.


You agree to indemnify, defend and hold us harmless against any and all claims, demands, or suits brought by any party, including but not limited to all expenses, costs, losses, liability, reasonable attorney fees and court costs, arising out of or related to your access and use of the Website, including but not limited to a breach of a warranty or covenant of this Agreement or Content that is posted, uploaded or associated with the Website.


This website is an internet shopping service and does not provide a substitute for professional advice from a licensed insurance agent. To be clear we are not party to any insurance transaction initiated through this website; we are not an insurance company; we are not an insurance agency; we do not provide any professional advice about insurance. It is your responsibility to make your own choices about your insurance coverage including the carrier your select, the agent you select, and any choices you make about your coverage or lack thereof.


We are not affiliated to the insurance companies that you will eventually use for your insurance needs. In addition to that our website does not collect any personal information from you when we offer our services. You acknowledge that we are only an affiliate of the said companies thus we get a commission from the services we offer you. Furthermore, we do not promise to get you the best rate from the insurance provider that is up to the insurance provider you eventually quote with to provide an accurate rate. You acknowledge that the insurance provider you quote with does collect personal data for their own use while our website does not collect personal data. By visiting our website we merely offer the suggestion to quote with the insurance provider however, we are by no means forcing you to do so since it is on your own fruition. We are not enticing you to quote with them.


You may not assign this Agreement or delegate its duties. We may assign this Agreement (and any license contained in it) to any person or entity without condition.


No waiver of any term or condition of or any breach of this Agreement or of any part of it shall be deemed a waiver of any other term or condition or of any later breach of the Agreement or of any part of it.


If any provision of this Agreement is found to be unenforceable, void, or unlawful, that provision is severed from this Agreement and does not affect the enforceability and validity of this Agreement or any of the other provisions.


This Agreement constitutes the complete agreement between the parties and supersedes all other agreements, promises, representations and negotiations, whether written or oral, between the parties regarding the subject matter of the Agreement.